This programme will enable CRDB Bank to offer innovative financial products including a new dedicated line of credit for cropping sector adaptation and resilience supported by a guarantee facility. The programme will also explore a dedicated insurance scheme focused on small holders’ farmers. Currently the agricultural lending operations of CRDB Bank only respond to the need to develop and transform the agriculture sector, which is becoming riskier as climate change impacts increase. As an example, the on-going locust invasion in Eastern Africa has led to an increasing number of defaults in the banks’ agricultural portfolio. In addition, the recent droughts which have recurrently affected the region have also led to an increased occurrence of agricultural loan defaults. CRDB Bank is seeking to mobilize US$ 560,500.00 of GCF grant resources to undertake the activities and studies identified in this PPF to perform analysis that will inform the design of technically and financially sound funding proposal able to meet the requirements of the GCF while supporting the transformational potential and climate impact of the programme.